NCR's Leading Unsecured Business Loan Expert

At Good Business Loan, we primarily promote loan products which are at a Reducing Interest Rate. We diligently search for the best Financial Institution that matches the borrower's expectations and profile. Since we specialize in offering customers unsecured loans (i.e., collateral-free loans), the equivalent Flat Rate of Interest might appear higher when compared directly to secured products offered by some institutions. Therefore, our focus is to secure competitive Reducing Interest Rates from our network of 70+ lenders. The final interest rate is always at the discretion of the lending Financial Institution (Bank/NBFC). You can learn more about the difference between flat and reducing rates here.

Our focus is on established businesses. Key eligibility criteria include: Individual applicant age typically 24+ years (30+ preferred by FIs); Business operational age of at least 3+ years; An annual turnover of 2CR+ is generally preferred. Other factors include credit history, business stability, and financial health. As NCR's unsecured loan experts, we assess your complete profile to maximize your approval chances.

We proudly fund a diverse range of established small and medium-sized businesses across numerous industries within the NCR, including but not limited to retail, professional services, manufacturing, e-commerce, hospitality, and technology. We encourage you to connect with us to discuss your specific business and how our solutions can align with your needs.

For established businesses, you'll typically need to provide KYC documents for the business and promoters, business registration proofs, GST returns, bank statements (usually last 6-12 months), audited financial statements (e.g., ITRs for the last 2-3 years, Balance Sheet, Profit & Loss statements), and details about your business operations and future plans. Our team will provide a clear checklist, ensuring a smooth experience.